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Understanding Premium Vs. Regular Gas

Most people are clear on which type of gas their car needs. But not as many are clear on the differences between regular and premium gas. Why use regular instead of premium gas? One obvious difference is the price. According to the U.S. Energy & Information Administration, premium fuel nationally averages about 60 cents more per gallon than regular gasoline, and 25 cents more than...

Understanding Waivers Of Premium

If you are purchasing a life insurance policy, one of the decisions you will need to make is whether to add a waiver of premium rider. A waiver of premium may be a valuable addition to your policy, depending on your needs. Our experienced agent will be happy to advise you on the various optional riders available, including waivers of premium. What Is A Waiver...

Is My Business Big Enough For Cyber Liability Insurance?

If you have a small business, you may wonder if your operations are large enough to warrant purchasing cyber liability insurance. In fact, a large percentage of small businesses are victims of cyber attacks or data breaches every year. Cyber liability insurance is becoming increasingly essential protection in the world of business today. Why You Need Cyber Liability Insurance As stated in a Small Business...

Bat In Your House? Here’s How To Get It Out.

You’re watching TV or making dinner when you hear the flapping of wings. Imagine your surprise when you discover it’s not a bird, but a bat that’s found its way into your home! Nobody likes uninvited guests. But compared to common pests like flies, ants, or mice, a flying bat circling above you is universally spooky. That’s because these winged creatures have developed a reputation as disease-carrying...

Will Quitting Smoking Lower My Life Insurance Premiums?

There are many reasons to quit smoking, and reducing the cost of life insurance is one of them. When you kick the habit, you save money not only on the cost of cigarettes and healthcare, but on life insurance premiums as well. If you are ready to quit, talk to our friendly agent about how and when it will get you better life insurance rates....